Pengaruh Literasi Keuangan Syariah, E-Service Quality, dan Jaminan Rasa Aman Terhadap Minat Menggunakan Fintech Peer to Peer Lending Syariah Pada Generasi Milenial di Kota Bandar Lampung

The Influence of Sharia Financial Literacy, E-Service Quality, and Guaranteed Sense of Security on Interest in Using Sharia Fintech Peer to Peer Lending on the Millennial Generation in Bandar Lampung City

Abstract

One of these is peer-to-peer (P2P) lending, often known as online lending, which connects lenders and borrowers to execute loan agreements over an electronic platform. The purpose of this study is to ascertain how interest in utilizing sharia peer-to-peer lending is influenced by e-service quality, sharia financial knowledge, and a sense of security.The quantitative research method is the approach taken in this study. Version 26 of SPSS (Statistical Products and Services Solutions) is the analysis tool utilized.The Islamic financial literacy variable has a significance of 0.006, according to the research's findings in the (t) test. This indicates that the significance threshold is below 0.05 (0.006 < 0.05) and that t is 2.791. The tcount for the e-service quality variable is 4.344.