Denas Hasman Nugraha. “Peran Financial Technology Pada Lembaga Keuangan Mikro Syariah”. QULUBANA: Jurnal Manajemen Dakwah 3, no. 2 (May 31, 2023): 65–79. Accessed September 23, 2026. https://staitbiasjogja.ac.id/jurnal/index.php/qulubana/article/view/667.